Pay Stub Generator

This free pay stub generator lets you create a professional pay stub online in minutes — 56 templates, no sign-up, no per-download fee, nothing uploaded to a server, plus a built-in US federal tax and FICA estimate. Need to bill a client instead of documenting income? Try our free Invoice Generator.

Saved privately
Current template—
Net Pay$0.00
United States • USD
Document settings
Your detailsFill only what you need — the preview updates live.
Private by design

Layout — Section Order

Use ▲ / ▼ to change which section appears first on the printed stub.

Company / Employer

Employee

Only the last 4 digits are stored. The identifier is always masked and adapts to the selected country.

Pay Information

Earnings

There's no limit — add as many rows as you need. Current amount auto-fills from Rate × Hours but stays fully editable.

Deductions

Click "Auto-Calculate US Tax" to estimate Federal Income Tax, Social Security, and Medicare for this pay period from your gross pay, pay frequency, and filing status. Uses simplified 2024 IRS standard-deduction and bracket figures — an informational estimate only, not official payroll tax advice. State/local tax still needs to be entered manually since it varies by state.

Custom Fields

A free-form escape hatch for anything Earnings or Deductions don't cover — reimbursements, allowances, notes, and more.

Calculated Totals

Gross Pay$0.00
Total Deductions$0.00
Net Pay$0.00
YTD Gross$0.00
YTD Deductions$0.00
YTD Net Pay$0.00
Net pay in words:Zero and 00/100 Dollars
Live Preview
✓

Your pay stub is ready.

Choose a format below. No signup, watermark, or hidden fee.

Live final preview

For record-keeping and informational purposes only. This document is not a legally binding statement of employment and must not be used to misrepresent income to a lender, landlord, or government agency. If you used the US Federal Tax / FICA auto-estimate, remember it is a simplified estimate (standard deduction only) — not official payroll tax advice.

✓ Created in your browser✓ Files are not stored✓ No watermark
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How It Works

Format Your Code in 4 Simple Steps

Get a clean, usable result in just a few clicks — fast, easy, and completely free.

1

Choose Your Pay Stub Generator Template

Browse 56 free pay stub generator templates — Classic Ledger, Modern Band, Grid Style, Boxed, Detailed Statement, Bold Card, Executive Split, and Dual Panel — and pick the design that matches how you keep your records.

2

Enter Your Pay Stub Details

Add company and employee details, pay period dates, and unlimited earnings and deduction lines. Gross pay, deductions, and net pay total automatically as you type — or click "Auto-Calculate US Tax" to estimate Federal Income Tax, Social Security, and Medicare for you.

3

Customize Colors, Fonts & Layout

Switch the accent color, font family, font size, and page margins — every change appears in the live preview before you download anything.

4

Download Your Finished Pay Stub

Download your finished pay stub as a PDF or high-resolution PNG — free, with no sign-up, no watermark, and no limit on how many you create.

Features

Everything You Need in One Tool

Built to be fast, clean, and easy to maintain — with no messy lines or hard-to-spot errors.

100% Private — No Upload

100% Private — No Upload

Everything is built right in your browser. Your pay stub data is never uploaded or stored anywhere.

No Sign-Up, No Per-Download Fee

No Sign-Up, No Per-Download Fee

Fill in your details and download instantly — no account, no email, and no per-download fee.

56 Professional Templates

56 Professional Templates

Pick from 56 templates across 8 layout families and 7 colors, then customize fonts and colors to match.

Works On Any Device

Works On Any Device

Fully responsive design means you can create a pay stub from your phone, tablet, or desktop.

Common Use Cases

Who Is This Tool For?

Whether you're working on a personal project or a professional one, this tool fits right in.

  • Small Business Owners Paying Employees Directly
    Generate a proper pay stub for staff without subscribing to full payroll software.
  • Freelancers Proving Income for a Loan Application
    Create a pay stub to show consistent income when applying for credit or housing.
  • Gig Workers Documenting Earnings
    Produce a formal-looking pay record for tax or rental application purposes.
  • Startups Formalizing Early Payroll Records
    Keep clean, consistent pay documentation before a full payroll system is set up.
Why It's Useful

Small Changes. Big Difference.

A little polish goes a long way — it saves time, reduces mistakes, and makes your work look more professional.

Professional Pay Stub Layout

Includes the standard breakdown employees and lenders expect to see.

Fast to Generate

Create a pay stub in minutes instead of building one from scratch in a spreadsheet.

Customizable Details

Enter exact pay period, deductions, and earnings for an accurate record.

Download and Use Immediately

Get a ready-to-use PDF pay stub with no extra formatting needed.

FAQs

Frequently Asked Questions

Find answers to the most common questions about this tool.

Yes — this pay stub generator is completely free, with no per-download fee and no watermark. All 55+ templates and both export formats are included at no cost.

No. You can build and download a pay stub without creating an account — everything is saved privately in your own browser.

Yes — this pay stub generator produces a downloadable PDF in minutes, so you can have a record ready the same day a landlord or lender asks for one.

Yes. This pay stub generator works for 1099 contractors, freelancers, and gig workers — you enter your own earnings, so no employer account is required. Per the U.S. Bureau of Labor Statistics, over 17 million American workers now rely on a gig or contract arrangement as their main job.

Creating a pay stub to record your own real income is legal. This tool is meant for personal record-keeping — not for misrepresenting income to a lender, landlord, or government agency.

This pay stub generator offers 56 templates across eight layout families — Classic Ledger, Modern Band, Grid Style, Boxed, Detailed Statement, Bold Card, Executive Split, and Dual Panel — each available in 7 colors.

Yes — earnings, deductions, and custom fields are unlimited repeatable rows, so you can add overtime, bonuses, federal and state tax, FICA (Social Security and Medicare), and benefits without any cap. For US pay stubs, the "Auto-Calculate US Tax" button can also estimate Federal Income Tax, Social Security, and Medicare for you from your gross pay and filing status.

Many pay stub generators let you fill in every field for free, then charge $5 to $15 to download, often with a watermarked preview — and some only calculate federal tax and FICA on a paid plan. This one has no per-download fee, no watermark, and includes a free built-in US federal tax and FICA estimate.

Yes. You can switch templates, colors, and fonts at any point — your information carries over automatically, so nothing needs retyping.

You can download your finished pay stub as a PDF or a high-resolution PNG, whichever format your landlord, lender, or records need.

Ready to Get Started?

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Free, fast, and no sign-up required — give it a try in seconds.

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